Debt Counseling

Debt Counseling

It’s easy to feel overwhelmed. You start out with a few charged purchases, but then you just pay minimums for a few months, and all of a sudden it seems your credit card balance has spiraled out of control.

There’s no shame in getting help. Just as you go to a doctor for medical guidance, you should seek the assistance of a professional debt counselor to help you resolve debt issues.

Debt counseling can help you with the following:

• Avoid bankruptcy, foreclosure, and repossession.
• Deal with judgements and payroll garnishments.
• Stop collection agencies from harassing you.
• Fix problems on your credit report.
• Negotiate with creditors.
• Settle debts for less than owed.
• Buy a house, car, or land with bad debt.
• Deal with back taxes owed.
• Deal with credit fraud and identity theft.