Tips to Improve Your Credit Score

Tips to Improve Your Credit Score:

  • Don’t apply for a lot of credit cards at one time-creditors will think you’re preparing for a spending spree.
  • Don’t own more cards than you need, even if you’re responsible, creditors are wary that you might go on a buying binge at any time.
  • Use your debit card for everyday cash items, such as food and gas–save your credit card for larger purchases.
  • Try not to charge more on your credit card than you can pay off in one month.
  • Consider consolidating your balances onto one low-rate card.
  • Make sure any low interest rate you’re receiving will apply to balance transfers you make from other cards.

 

 

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