How Interest Rates Affect You

Interest Rates Economy Financial Percentage Concept

How Interest Rates Affect You

As a general rule, lower interest rates are best for the economy. When people can afford to borrow money because they don’t have to pay a high interest rate, they tend to do just that.

You’ve got to spend money to make money.
Spending money helps the economy grow. A few of the financial transactions that benefit from a low-interest rate environment include:

  • Mortgage loans
  • Home equity loans and lines of credit
  • Credit card purchases
  • Car loans
  • Stock market investments
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