Order Your Credit Report
There are over 1,000 local and regional credit bureaus in the country, but they all contract with one or more of the three major reporting agencies; Experian, TransUnion, and Equifax.
Now it is easier than ever to ensure that all three agencies are accurately reporting you credit history. Once a year you can order a free credit report at Annual Credit Report.com. You can order one, two, or all three reports at the same time, or you can spread out your requests. Staggering your requests during a 12-month period can help you keep an eye on the accuracy and completeness of the information in your reports so your credit score doesn’t surprise you. It’s also important to make sure, that you are not a victim of identity theft. Please note, that you will have to pay to get your actual credit score.