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First offered in 1995, online banking is the latest twist
in the ever-growing world of technology. Now that over 68%
of U.S. households have access to the Internet, bank customers
are discovering it's easier and more expedient to do the following
online:
- Check account balances
- Balance a checkbook
- Transfer money between accounts
- Track recent account activity
- Authorize electronic bill payments
- Request copies of past statements and processed checks
- Order traveler's, cashier's, and regular checks
- Issue stop payment requests
- Apply for auto, mortgage, home equity, student, or personal
loans
- Receive investment product and service information
To get started, all you need is a computer with a modem or
other dial-up device, a checking account with a bank that
offers online service, and the patience to complete about
a one-page application--which can usually be done online.
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