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Disadvantages of Online
Banking
If your idea of a mouse is something that should never be
caught dead--or alive for that matter--inside your house,
online banking may not be for you. It's convenient if you
know how to work on a computer. If not, a drive through ATM
takes a whole lot less time than trying to teach yourself
Windows 2000.
Disadvantages:
- Need an account with an Internet Service Provider (ISP)
- Security concerns, like "hackers" accessing your bank
accounts
- Original setup for bill paying time is time-consuming
but will ultimately be a time-saver
- Switching banks can be more cumbersome online than in
person
- Must have basic computer skills and Internet knowledge
- Must be comfortable using a computer
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