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Retail Cards
Retail cards are those you can apply for from a retail store
or gas station, such as Sears, Nordstrom, Pier I Imports,
Target, Texaco or Shell. As far as qualifying criteria goes,
it's not nearly as stringent as major credit cards, and they
seldom charge an annual fee.
Advantages:
- Easy to qualify
- Good stepping stone to building credit history Revolving
credit--pay a little every month if you carry a balance
- Low credit limits so you don't overspend
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